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Julie Frampton
 

Is it too late to make an LPA when someone has dementia?

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We are often asked about LPA’s (Lasting Power of Attorneys) when a relative has lost the mental capacity to manage their affairs. Unfortunately in this situation, if there is no LPA in place already, an LPA can no longer be granted. There are ways to...

Power of Attorney fee refund scheme

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The Ministry of Justice has launched a scheme to refund those who may have overpaid when applying to register powers of attorney. The scheme applies to any lasting power of attorney (LPA), or enduring power of attorney (EPA) that was registered with the...

What exactly is a mirror will and how similar do they have to be?

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A mirror will is when you and your partner make almost identical wills. These usually leave everything to each other respectively should one partner die before the other and if they die at the same time, everything is passed to children or the same named...

Inheritance tax - what's the benefit of gifts, trusts and charity?

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When someone dies, their assets (known as their estate) worth over £325,000 are liable for inheritance tax at a rate of 40%. This is the standard nil rate band and there is also a residence nil rate band which can make a higher proportion of the...

What effect does a divorce have on your will?

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If your marriage is ended by a court order (for example a decree absolute in a divorce) your will is not void or invalid. Generally, if your marriage or civil partnership comes to an end, your will remains valid but your ex-partner will be treated as though...

Discretionary Trusts - an introduction

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A Discretionary Trust is a legal arrangement where trustees have discretion about how to use the income of the trust and sometimes the capital. The trust is used to protect assets such as land, buildings or money for the benefit of the beneficiaries to the...

Are DIY Wills Dangerous?

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Yes! A Will is probably the most important document that you can make and trying to do it yourself could end up costing your family thousands of pounds to sort out after your death. One of the most common problems with a DIY Will is that it is not legally...

What type of Will should you have?

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It’s very easy to delay making a Will and many people think that it is only something you should do in later life. It’s actually one of the most positive, beneficial things you can do to protect your family’s future! A Will is a...