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Advice for business

Employer protection policy

Insurance-backed protection against claims by employees

The unpredictable nature of HR issues means that forecasting and budgeting are virtually impossible. Good quality legal advice can become very expensive when you have a big issue to resolve. However, the cost of making a mistake can be even higher if an employee takes a claim against you to the Employment Tribunal.

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Is this a lose-lose position for an employer? If you value top quality employment advice from experienced qualified solicitors, but also place a high priority on budgeting and spreading costs through the year, no matter what HR situations you may face... Frettens has a solution.

Spread the cost of HR legal advice for our business

Our agreed monthly retainer is tailored to your business needs and the contract lasts 12 months. This encompasses all of your legal costs plus insurance backed cover if any Tribunal claims arise.

What's included in the Employer Protection Policy:

  • Day to day legal advice, telephone support and face to face meetings when needed
  • Insurance against legal expenses and awards in the event of a claim against you
  • Continued representation by your solicitor from Frettens during any such claim
  • A “healthcheck” of your employment contracts, handbook and policies
  • Quarterly review call
  • Monthly employment law updates by email
  • Free attendance at our quarterly employment law training events and periodic seminars

Employment Protection Policy Quotation

Contact us if you would like a free initial appointment to discuss our Employer Protection Policy. You can fill in the form on this page, or give us a call on 01202 491737.

Frequently Asked Questions

What is the current minimum wage?

The minimum wage rates are currently:

·         NLW (age 23 and over) - £8.91

·         Age 21 and 22 - £8.36

·         Age 18 to 20 - £6.56

·         Age 16 and 17 - £4.62

·         Apprentice rate - £4.30

Can I employ EU workers after Brexit?

Yes, absolutely, but EU nationals will no longer have the automatic right to check by virtue of the freedom of movement. If staff are being recruited from the EU and are arriving in the UK after the end of the transition period (1 January 2021) they are subject to the same immigration rules as everyone else.

Employers are under a legal duty with civil and criminal penalties for employing someone without the right to work in the UK.

Should my business have a working from home policy?

Yes, absolutely. While there is no legal obligation to have a policy concerning working from home, any issues arising from employees working at home will be much easier to address if there is a policy in place. This also helps requests to be dealt with consistently and fairly.

If your business does not have a policy, we would strongly advise that one is drafted and implemented as soon as possible and ideally before any permanent homeworking arrangements are put into place.

What is repudiatory breach of contract in employment?

A repudiatory breach of contract is a breach which is so serious that it effectively renders the contract useless and therefore gives the innocent party the option to terminate. An obvious example of this would be an employer preventing a contractor from entering the site.

However, identifying a repudiatory breach of contract can often very difficult. For example, a generally poor standard of workmanship might have serious consequences, but it is unlikely to be classed as a repudiatory breach.

Occasional late payments could cause major cash-flow problems for the payee, but they will probably not amount to repudiatory breaches, particularly if past experience shows that payment is always made eventually.

When is a dismissal for redundancy unfair?

A dismissal for redundancy is likely to be unfair unless the employer has considered whether there is suitable alternative employment within the business (or group). If suitable alternative employment is offered, it might be subject to a statutory 4 week trial period if the role, place of work or other terms and conditions are different from the previous job.

Read more here.

Should I be using remote monitoring software?

Introducing monitoring software could damage employee trust and confidence, especially during coronavirus. Surveillance software isn’t fool proof – it can’t record thinking time or the creative process in any meaningful way.

Employers need to be mindful of employee rights in these situations. Many employees object to being so closely monitored in this way and capturing screenshots carries the real risk of the employer ending up as a data processor for what could be highly confidential information.

Employees might not be allowed to be using business IT equipment to access their private email or medical records, but that is unlikely to protect the business if that data is accidentally disseminated.

What is an employment settlement agreement?

Settlement Agreements are legally binding contracts which are signed between an employee and employer. They settle claims which an employee may have arising from their employment such as pay claims or discrimination, or claims following termination of employment such as unfair dismissal.

Usually but not always, settlement agreements will involve a payment by the employer in exchange for the employee agreeing not to bring proceed with any legal claims they may have.

Compromise agreements is just an older name for what was basically the same thing until 2012. There were some slight differences in the regulations which mean that some (increasingly rare) claims still have to be dealt with under the old compromise regime.

Read more here.

What is the 'statutory defence' to discrimination claims?

S109(4) of the Equality Act introduced the so-called ‘statutory defence’ to discrimination claims. If an employer ‘took all reasonable steps to prevent’ the discriminatory conduct they will not be liable for the offending behaviour.

Reasonable steps are likely to include:

·         Appropriate and up-to-date polices in relation to harassment and bullying, communications and diversity and equal opportunities;

·         Ensuring staff are aware of those policies and receive relevant training;

·         Effective management of grievance and disciplinary processes where unlawful conduct occurs

Problems will arise where businesses may have such policies and training in place but there it is outdated or ineffectual. 

For further guidance, please contact our experienced Employment Team here.

Should I implement flexible working?

The potential advantages of flexible working are as follows:

·         Employees are generally more productive working remotely than in-office workers

·         In-office workers are generally distracted more times a day than remote workers

·         Flexible working can increase retention and morale amongst employees

·         Flexible working improves employment prospects for women, who are twice as likely to work flexibly whilst juggling childcare responsibilities

What size company does this work best for?

There is no prescribed size of company that the protection policy works best for. The monthly retainer price is calculated to be based on the wage roll and history of Employment Tribunal claims of the company. This includes a legal advice fee and also the insurance premium. So, for a smaller company, employing only a few people, the monthly retainer would likely be cheaper than a larger company, with more staff. However, the policy is designed to protect large and small companies, at a price which is applicable to their specific circumstances.

Are pre-existing, ongoing matters included?

No, anything pre-existing is not included for the insurance against claims. However, you are of course able to use the retainer to get legal advice on the handling on any on-going HR situations that began before the protection policy was taken out.

Are we covered if an employee brings an employment-related claim in the county or high court?

Yes, you will be covered for any claim made in the employment tribunal or any court as long as it relates to the claimant’s employment with you.

Does it include cover for pursuing as well as defending claims?

Yes. Defending claims made by employees is covered by the policy. Also, if, for example, you need to make a claim against a past employee for breaking any terms of their employment contract, your protection covers making a claim.

Does the cover for employment tribunal claims only include the legal costs or does it cover any compensation awards made as well?

The cover does include compensation awards as well as the legal costs associated with defending or pursuing claims.

      Employment Law in Bournemouth, Poole, Christchurch and the New Forest

      We have bright, modern and accessible offices in Christchurch and Ringwood, but our excellent IT systems allow us to work with clients from all across the country.

      All new clients can have a free initial meeting with one of our bright experts. These can take place over a coffee at one of our offices, by phone or video conference. Call us on 01202 499 255 or fill in the get in touch form on this page to arrange yours. 

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